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Protect your loved ones

Insurance Products Offered

At Legacy Insurance Advisors, we put our customers’ needs first. For that reason, we work with 20 different insurance carriers to make sure you’re getting the coverage you need to protect the people you love and the things that matter. Whether you need life, home, auto or business insurance, our experienced insurance professionals will help answer your questions and find the policy that’s right for you.

For more information, please select from the options below

Property and Casualty

Whether you’re an owner or a renter, it is important to protect your things. At Legacy Insurance Advisors, we will work with you to determine what your insurance needs are in order to protect that property and avoid costly gaps in coverage. Additionally, these casualty insurance policies often protect you if you are liable for damage or injury to another person or their property. For more information, please select from the coverage types below:


Your home is a lifetime investment. More than just shelter, it’s the place where your life happens. Protect it with the right insurance policy.


As the second largest natural disaster, floods are widespread and can cause much more than property damage. For many people without proper insurance, flooding can cause severe personal and financial losses.


Typically, a landlord’s insurance policy won’t cover tenants’ losses. For as little as $1 per day, you can protect your belongings in a rented property from loss due to theft, fire and even hurricanes.


Auto insurance isn’t just smart, it’s the law. With custom coverages and exclusive features we have a policy to suit your needs.


Choosing the right insurance policy is much like choosing the right motorcycle, ATV or snowmobile. You want it to fit your needs and lifestyle, but at the same time be within your budget.


The personal property coverage of your homeowners policy might cover a small boat, motor and trailer (usually for $1,500 or less in physical damage). It should be noted that coverage for your liability risk is limited.

Business and Commercial Insurance

Business Owners face risks every day that others simply don’t have to think about. At Ted Todd Insurance, we understand that these risks are a great challenge to business owners, which is why our priority is to protect you against the liabilities you might face. Our experienced business insurance agents are ready to talk to you and help determine the coverage that’s right for your business. We provide coverage for:

Commercial Auto

Without vehicles, you business probably doesn’t happen. Make sure your vehicles are covered.


Even the simplest misunderstanding can lead to litigation, and the end of your business. For this reason, liability insurance is essential if you own your own business.


Legacy Insurance Advisors can offer a broad range of workplace benefit products to Minnesota businesses and workers.

Retirement and Financial Products

When planning for the future, it’s important to plan not only for what you expect, but also for the unforeseen. Imagine the peace-of-mind that comes from knowing your loved ones are taken care of, even if the unthinkable happens. Our agents are prepared to help you plan for that future, whatever if may hold. Contact us today to discuss your options regarding:

Life Insurance

The unexpected in life can change everything. Wouldn’t it be great to know that the ones you care about will be taken care of if something terrible happened to you?


Even the simplest misunderstanding can lead to litigation, and the end of your business. For this reason, liability insurance is essential if you own your own business.

Long Term Care

People often don’t like to think about the day that they might need assistance to complete everyday tasks. But the reality is, the longer you live, the more likely you are to need some type of care.